Get 3-bureau credit monitoring with Coveron
Receive alerts on suspicious credit activity across major credit bureaus: Experian®, Equifax®, and TransUnion®.
Get your individual VantageScore® 3.0.
Always know what’s in your credit file — spot fraud early and act fast.
What is credit monitoring?
Credit monitoring is a service that tracks your credit file and alerts you about any sudden changes in your credit score or suspicious activity. You will get an alert when a new account is opened in your name, your credit score changes, or a lender or company makes a hard inquiry. It allows you to take immediate action in case someone else is using your identity.
3-bureau credit monitoring explained
3-bureau credit monitoring tracks your credit report at all three major credit bureaus: Equifax®, Experian®, and TransUnion®. Because lenders report to different bureaus, monitoring only one can overlook new accounts, unauthorized inquiries, late payments, or other signs of fraud. By monitoring all three, Coveron alerts you as soon as suspicious activity appears at any bureau and gives you a complete, accurate view of your credit history.
Why monitor credit with Coveron?
Using 3-bureau credit monitoring is a great way to protect yourself from identity theft.
How does Coveron credit monitoring work?
When you start using Coveron, you’ll need to add the relevant personal information and complete identity verification and authentication. We need that information to enroll you in credit monitoring services. Once that’s done, you’ll receive warnings that will keep you informed about activity that may indicate attempts at fraud or identity theft.
You will also get detailed yearly information about your credit file, including a VantageScore 3.0® credit score with insights into factors that may be affecting it, helping you take action to change it, prevent fraud, or even stop someone from trying to steal your identity.
Finally, if something happens, Coveron will direct you to TransUnion®, Equifax®, or Experian®, where you can freeze your credit file through assisted guidance.
Examples of alerts you may receive
With Coveron’s credit monitoring, you can receive alerts from all three major credit bureaus. The alerts you receive depend on which credit bureau reports the activity.
New account
A new credit account was opened in your name.
New public record
A public record, such as a lien or judgment, appeared on your file.
New address
A different address is listed on your credit report.
New employment
Employer information has been updated.
New inquiry
A creditor or lender requested your credit information.
Fraud alert
A fraud alert was added to your credit file to warn lenders to verify your identity.
Improved account
An account’s status changed from derogatory to current.
Delinquent account
One of your accounts has become past due.
Account included in bankruptcy
An account was reported as part of a bankruptcy filing.
How to use Coveron
Protect your identity online with Coveron — you just need a subscription. Here’s how you can get started:
2. Stay informed and vigilant
Keep tabs on your cybersecurity with timely alerts.
3. Recover your identity
If the unfortunate happens, we’ll provide support as you recover.