Cyberattack insurance you can count on by Coveron
Get up to $10k back for losses from cyber attacks.
Protect yourself from trojans, malware, and ransomware.
Submit a claim in just a few steps and get the help you need.
Included in Coveron’s identity theft protection service
What is cyberattack insurance?
Cyberattack insurance is personal protection designed to cover financial losses caused by online attacks such as ransomware, malware infections, or unauthorized activity on your devices. It fills a gap that many standard home or renters policies leave open, by helping you manage costs like data restoration, device repair and reimbursement for eligible fraud losses. Within the larger category of cyber insurance, this type of policy focuses specifically on incidents that affect an individual’s own devices and accounts.
Included with Coveron, cyberattack insurance benefits offer up to US $10,000 in reimbursement for qualifying cyber incidents and is paired with monitoring and security tools to help you restore your accounts, devices and data after an incident. Please double check if your chosen plan includes this insurance benefit.
How does cyberattack
insurance work?
Cyberattack insurance follows a straightforward process. When you experience a digital intrusion or suspicious activity, you document what happened and submit a claim with the relevant information. The insurer reviews the details, verifies the event and the associated expenses, and determines what qualifies for reimbursement under the policy.
With Coveron, this process is supported by guidance on how to respond to the incident and prepare your claim. The insurance is underwritten by HSB, which conducts the review and issues reimbursement for approved costs according to the summary of the benefits giving you a clear path to recover from the disruption.
Why is cyberattack
insurance important?
Cyberattack insurance is important because many essential services now rely on online access, from communication and banking to storing personal records. This increased reliance creates more opportunities for accounts to be misused or accessed without permission, even when people take reasonable precautions.
As attacks grow more automated and harder to detect, it becomes difficult for individuals to manage the fallout on their own. Cyberattack insurance adds a layer of financial protection in an environment where everyday digital activity carries more exposure than most people expect.
What are the benefits of
cyberattack insurance?
Cyberattack insurance helps cover financial losses from online threats. With Coveron, you also get expert support and powerful security tools.
Recover your losses
A cyberattack can damage your system, steal sensitive data, or even demand ransom to regain access to your information. With Coveron's cyberattack coverage, you can get reimbursed for data recovery, system restoration, future loss prevention costs, and even utility bill overage expenses.
Receive expert help
Facing a cyberattack can feel overwhelming, and not knowing the best course of action can make a bad situation worse. With Coveron, you’ll receive full support and clear guidance. If you ever fall victim to a cyberattack, get expert help at every step of the way.
Reinforce your security
Coveron goes beyond cyberattack coverage. Our comprehensive security suite includes dark web and credit monitoring, security alerts, fraud coverage, and identity theft recovery. Stay protected with Coveron — your all-in-one solution for online safety.
What is covered by Coveron cyberattack insurance benefits?
Coveron covers the essential costs to help you recover and protect against cyberattacks.
Data recovery and system restoration
Coverage for recovering data and restoring systems like computers, smartphones, Wi-Fi routers, smart home devices, and other internet-connected devices.
Device protection against malware
Includes damage caused by unauthorized access, viruses, worms, Trojans, spyware, cryptomining software, and other types of malware.
Utility bill overage expenses
Reimbursement for increased utility costs that result from cryptomining software installed during a cyberattack.
Security enhancements
Pays for security upgrades and measures to prevent future cyberattacks after an incident.
But cyberattack insurance benefits have a few exceptions
Here's what is not covered*:
Damage to devices you do not own
Losses linked to business activities or employer-related systems
Damage to systems caused by non-malicious events, such as accidents or user errors
*Review the Summary of Benefits for further details and explanation.
How to get our cyberattack insurance benefits
Getting cyberattack coverage with Coveron is easy.
2. Set up Coveron
Add the information and complete identity verification.
3. Stay protected
Receive cybersecurity alerts and expert help if you ever fall victim to a cyberattack.